I think you are beginning to get the picture. What if those who are "victims" of the system seek options outside the system? If everyone like you withheld their tiny deposits from the "banks" and instead created and contributed to an alternative how much effect do you think that will have on the machine? If the crimelords and drug dealers of the ghettos, used their skills of persuasion to empower their community how much of an effect do you think that can have on a community? Its always about "You" brother; and you are your brother's keeper.