There is no crisis. The money that was loaned to you and others has been recouped 100+%. The uber-rich are just sitting on it. Question: Where is "Made-Off's" Billions? Resting alongside the loan-shark, principal and interest payments, which sits next to the insurance payments for loan defaults.

When Bill Maher calls for the heads of the rich he knows of what he speaks. Clinton might have made it easier for lower income borrowers but it was the deregulation of the Bush era which allowed the greedy to revel in their vice of choice. Truthfully it began during the Reagan era, its what was termed Reagonomics. Reagan bought into the theory of supply side economics. How many times has Donald Trump been bankrupt? Do you believe he lost money on his failed Baha development? If you do I've got a bridge for sale. The same is true of every abandoned residential or commercial development that now litters America's landscape, all of which were bankrolled, by the likes of Shitty-Bank, Bank of America, Wells Fargo et al; bundled and traded on Wall Street by Lehman and Bear-Stern; and insured by the likes of AIG. The people who are losing money are the ones who didn't understand that Wall Street is just as secure as Las Vegas; those holders of the "common" stock. Now if the FDIC goes bankrupt welcome to chaos, the FDIC is now covering those deposits made by the common folk at banks across the nation because the banks already gave that money to the likes of Trump.

When you speak of scapegoating be sure to include all the goats. Its not a race thing its a class thing. Its why Obama claims that his bill is meant to stimulate demand. For too long the focus has been on supply, but what happens to supply when there is no demand; a Trump bankruptcy, or Seshat's surplus.